# The Importance of Hiring Insured Fence Contractors
Installing a new fence, repairing an existing one, or maintaining your current fence are all significant investments for your property. When hiring a professional for these tasks, making sure they are properly insured is an absolute must for your peace of mind. Protect yourself and your investment by always working with an **insured fence contractor Illinois**.
## Why Hiring an Insured Fence Contractor in Illinois is Crucial
Hiring an **insured fence contractor Illinois**, especially in areas like Grayslake and the surrounding northwest suburbs such as Glencoe, Wilmette, and Northbrook, is not just a good idea; it’s a necessity. Fence installation and repair can be inherently risky, involving heavy machinery, working at heights, and potential damage to your property or underground utilities. Without proper insurance, you, the homeowner, could be held liable for any accidents, injuries, or property damage that occur during the project. This could lead to significant financial burdens and legal headaches.
## Understanding the Risks of Uninsured Contractors
Uninsured contractors often offer lower prices, which might seem tempting initially. However, this lower cost comes with significant risks. Let’s explore those risks:
* **Liability for Accidents:** If a worker is injured on your property and the contractor doesn’t have workers’ compensation insurance, you could be held responsible for their medical bills and lost wages.
* **Property Damage:** Accidents happen. If the contractor damages your property or a neighbor’s property, their insurance should cover the repairs. Without insurance, you might be stuck paying out of pocket.
* **Unforeseen Issues:** Discovering hidden issues during fence installation (like buried utilities or unexpected soil conditions) can lead to additional costs. An insured contractor is more likely to have the resources to handle these situations professionally and without leaving you with unexpected bills.
## Key Insurance Types to Look For
When vetting potential **insured fence contractor Illinois**, make sure they carry the following types of insurance:
* **General Liability Insurance:** This covers property damage and bodily injury to third parties that may occur during the project.
* **Workers’ Compensation Insurance:** This covers medical expenses and lost wages for workers injured on the job.
* **Commercial Auto Insurance:** This covers accidents involving the contractor’s vehicles.
Don’t just take the contractor’s word for it. Ask for proof of insurance, and verify the policy’s validity with the insurance company.
## Local Regulations and Insurance Requirements in Lake County
In areas like Grayslake and other parts of Lake County, Illinois, there may be specific local regulations regarding fence permits and contractor licensing. Many municipalities require contractors to be insured to obtain the necessary permits. Working with an **insured fence contractor Illinois** that is familiar with local regulations ensures that your project is compliant and avoids potential fines or legal issues. Ignoring this requirement may also impact warranty if the contractor is not insured.
## Why Choose Angel Fence for Your Fencing Needs
Angel Fence understands the importance of providing reliable and professional fencing services in Grayslake, Lake County, and surrounding northwest suburbs including but not limited to Glencoe, Wilmette, Northbrook, Deerfield, Highland Park, Burning Hills, Lake Forest, Lake Bluff, Waukegan, Round Lake, Grayslake, Wonderland, Libertyville, McHenry, Lake Geneva, Wisconsin and Bristol Wisconsin. We are fully licensed and insured, giving you peace of mind knowing that your project is in safe hands. We are experienced in installing a variety of fences, including wood, vinyl, aluminum, and chain-link.
## Conclusion: Protect Your Investment with an Insured Professional
Protecting your investment means hiring the right professional. Don’t risk your financial well-being by hiring an uninsured fence contractor. Insisting on an **insured fence contractor Illinois**, especially when you reside in or around Grayslake, IL, is a critical step in ensuring a smooth, safe, and successful fencing project. By verifying insurance coverage and understanding the risks involved, you can enjoy your new or repaired fence with complete peace of mind.
**Ready to get started on your fencing project? Contact Angel Fence today for a free consultation and estimate. We are your trusted insured fence contractor Illinois!**
